Nick Seidule speaks to Central Florida Boy Scouts at Orange County Regional History Center

On the topic of Citizenship in the Community, Nick Seidule had a townhouse style talk Saturday, September 30th, with a large group of Central Florida Boy Scouts.  The topic discussed that our nation is a patchwork of communities that differ from one another and may be governed differently. And that regardless of how local communities differ, they all have one point in common: Good citizenship. In the United States, local government means self-government. Good citizens help to make decisions about their community through their elected local officials.

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An Uninsured Driver Hit Me. Now What?

It is the law that all drivers in the state must have auto insurance but, in reality, 23 percent of drivers in Florida have NO INSURANCE according to the Insurance Research Counsel. And of those, many have only the minimum coverage, called PIP, which offers you no protection.

That information may not matter to you now, but it becomes crucial if you’re ever in a wreck with one of those drivers. If that time comes, after making sure everyone on the scene is safe, here’s what you need to do.
Exchange information Regardless of what insurance coverage you or the other driver has, get each other’s information at the scene of a crash:

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Why PIP insurance is not enough

The minimum requirement of automobile insurance in the state of Florida is $10,000.00 personal injury protection (PIP) and $10,000.00 property damage liability. Although the intent to require such minimums was to create stability and reduce litigation, in reality, these amounts are not enough to protect you and your loved ones while on the road.

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